Archive for Identity Theft
Kiplinger Financial Truth or Bunk-Round 2, Question 6
Posted by: | CommentsTrue or False. To protect yourself from identity theft, don’t sign the back of your card.
False. An unsigned card will cause you trouble at the cash register — you’ll have to show photo ID for the cashier to accept your payment. Besides a thief could simply sign your card himself for unauthorized purchases, and then the card signature would match the signatures on the receipts.And don’t do this either: I was rollerblading one day in Palm Springs and found a debit card in the street. When I got back to my car, I turned the card over to get the 800 number on the back so I could call and report the lost card… and there was the PIN written in the signature block! If someone else found it, it could have been a far different outcome.
Stopping Identity Theft
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Http://creditkarma.com/ recently reported that the number one fear in America is not terrorism, health, computer viruses, or personal safety. It is Identity Theft. They further reported that two-thirds of American adults haven’t looked at their credit report in the past year and that one-third of American adults admit to not knowing their credit score. Don’t be one of those statistics!
They don’t have to fear identity theft; they can take precautions to prevent it. Here’s a step-by-step guide: http://www.ftc.gov/bcp/edu/microsites/idtheft/consumers/defend.html. Go to the website, watch the 10-minute video and then follow the steps.
Don’t waste money paying others to monitor your credit. You can do it yourself. No one can take better care of your credit score than YOU!
