Resources
College Savings:
http://www.savingforcollege.com/
Consumer Protection:
Better Business Bureau – http://www.BBB.org
Federal Trade Commission/Protecting Yourself from Identity Theft – http://www.ftc.gov/bcp/edu/microsites/idtheft/
Consumer Savings for those on Limited Income:
- Southwest Gas – LIRA – Low Income Ratepayer Assistant – 877-860-6020
- Tucson Electric Power – Residential Lifeline Discount – $8 off of residential bill – http://tep.com
- Tucson Electric power – Lifeline/Medical Life-Support Discount – http://tep.com
Credit Cards – Rate comparisons:
Foreclosure Prevention:
Sometimes foreclosure can be prevented. Meet with a foreclosure counselor from a Housing & Urban Development (HUD) approved agency. Services are free of charge. –
http://www.hud.gov/offices/hsg/sfh/hcc/fc/
Reports:
- President’s Advisory Council on Financial Literacy, 01/09, ”Financial illiteracy is not an issue unique to any one population. It affects everyone – men and women, young and old, across all racial and socio-economic lines. No longer can we stand by and ignore this problem. The economic future of the United States depends upon it.” http://www.treas.gov/offices/domestic-finance/financial-institution/fin-education/docs/PACFL_ANNUAL_REPORT_1-16-09.pdf
- FINRA Investor Education Foundation – Financial Capability in the United States, 12/09, “Not only has managing day-to-day finances become more difficult for many Americans, but there are also greater risks in getting it wrong.” –http://www.finrafoundation.org/capability
- New America Foundation – Asset Building Program – Financial Education in the Workplace, 11/08, “…the idea of delivering financial education in the workplace, which appears to hold real promise for reaching large numbers of adults in a cost-effective manner.” -http://www.newamerica.net/files/nafmigration/Financial_Education_in_the_Workplace.pdf
- Fact Sheet: Reforms to Protect American Credit Card Holders-May 22, 2009 -http://www.whitehouse.gov/the_press_office/Fact-Sheet-Reforms-to-Protect-American-Credit-Card-Holders
- American Psychological Association – Economy and Money Top Causes of Stress for Americans, 06/08 - “…many Americans are stressed and anxious about their financial future.” http://www.apa.org/news/press/releases/2008/06/economy-stress.aspx
- United Way Financial Literacy Guide – A guide to engaging youth in financial topics, “…as a tool for any adult to initiate financially-themed conversations with children and youth”, 2010, http://www.unitedwaytucson.org/sites/unitedwaytucson.org/files/Youth%20Financial%20Guide.pdf
- United Way Transforming Retirement with Extended Life Options, a 160 page resource and planning guide covering employment opportunities, volunteer opportunities, lifelong learning, having fun, housing options, transportation options, financial planning, legal planning, health and wellness, spirituality, leaving a legacy, bibliography, http://www.unitedwaytucson.org/retirement-guide
- Harris Interactive 2010 Consumer Financial Literacy Survey, “And the majority of adults still agree that they could benefit from the advice of a financial professional, revealing that they themselves recognize the need for further improvement.” http://www.nfcc.org/newsroom/FinancialLiteracy/files2010/2010ConsumerFinancialLiteracySurveyFinalReport.pdf
